Which Ethical Investment?
> Which Ethical Investment?
For UK retail investors (private individuals) there are now almost 100 green and ethical funds available to purchase.
Constructing a well-diversified portfolio from these funds which is consistent with your attitude to risk and ethical values can be quite complicated.
However, at Churchill Ethical Investment this is our expertise. In addition once we have designed an appropriate portfolio for you we actively manage your investments in order to give them the best possible opportunity to grow.
> Green and ethical funds
Green and Ethical Funds are also commonly known as socially responsible investment (SRI) funds. These types of funds typically aim to avoid investment in certain types of businesses and industries while focusing while investment into companies and industries which provide socially and/or environmentally benefits. Some of the industry’s most commonly excluded (screened out) by ethical funds include the Sin Stocks (alcohol, armaments, tobacco, gambling, pornography) and companies involved with animal testing for cosmetic purposes, genetic engineering, nuclear power and intensive farming.
> Green Technology and Climate Change funds
Green Technology and Climate Change funds also commonly known as ‘thematic’ funds aim to invest in companies in specific green sectors such as alternative and renewable energy, carbon-offsetting, sustainable timber and alternative energy. Green Technology and Climate Change funds may have different attitudes to companies than ethical funds.
> Shariah funds
Shariah funds are often of interest to both Muslim and non-Muslim ethical investors. They tend to avoid investment in the “Sin Sectors” which are tobacco, alcohol, gambling, armaments and pornography. There are usually also investment restrictions on investing in banks as a result of the Muslim prohibition on excessive interest charging. In addition, typically there are also exclusions on Non-halal and pork meat industries are.
> Our Portfolios
At Churchill Ethical Investment we are experts in using combinations of these funds to create well balanced portfolios. We have series of risk-rated model portfolios and we are also happy to create bespoke portfolios for investors with specific ethical criteria.